Hover any pin · Acquisition cost · Cap rate · Voucher saturation
7 priority markets · Q1 2026
The Returns
Nobody's
Competing For.
Section 8 vouchers. LIHTC credits. Workforce housing demand. The zip codes your competition hasn't found yet — and the portfolios they're quietly building.
9.2%
Avg. Cap Rate
$68K
Avg. Entry Cost
23 days
Avg. Lease-Up
14.1%
Modeled IRR
Memphis, TN
The case study they won't teach in MBA class.
A single-family portfolio acquired at $71K average, leased under Section 8 HAP contracts within 23 days of rehab completion, now cashflowing at 9.2% cap with government-backed rent guarantees.
Avg. Acquisition Cost
$71,400
Memphis, TN — SFR portfolio
Section 8 HAP Contract
$1,240/mo
HUD Fair Market Rent, 2025
Net Cap Rate
9.2%
After mgmt, vacancy, taxes
7-Year IRR (modeled)
14.1%
Conservative exit at 8× GRM
Tax Credit Stack
Model your portfolio.
7-year hold. Conservative assumptions.
Investable Capital
7-Year Portfolio Projection
On $250K deployed · Conservative exit at 8× GRM
Modeled IRR
Yr 1 Annual Cashflow
Hold-Period Timeline
Acquisition
Month 0
Rehab Complete
Month 2
Voucher Executed
Month 3
Refi (BRRRR)
Year 2
Exit / Hold
Year 7
Three clients.
Three entry points. One thesis.
The 401(k) rollover. The accidental landlord. The family office. Each arrived with a different amount and a different question. Each left with a government-backed cashflow stream.
Randall Whitmore
VP of Operations
“I had a 401(k) I hadn't touched in four years. Allocate put it into three Memphis SFRs with Section 8 tenants. First HAP check hit my account 26 days after close.”
Christine Okafor
Accidental Landlord → Portfolio Investor
“I had one duplex in Cleveland I didn't know what to do with. Allocate showed me how to pull equity, pair it with LIHTC credits, and build a six-unit portfolio that covers my mortgage twice over.”
The Hartwell Family Office
Multi-generational wealth
“We needed recession resistance with a story we could tell our investors. Affordable housing delivered both — government-backed rents don't evaporate in a downturn. That's the whole thesis.”
Book Your
Portfolio Briefing.
A 30-minute private session. We pull your capital range, overlay it against current inventory in three target markets, and walk you through a modeled portfolio before you commit a dollar.
Market selection matched to your capital and timeline
Live deal review — current acquisition targets in pipeline
Tax credit stack walkthrough for your specific situation
No pitch. No pressure. Just the numbers.
Not ready to book?
Download the 2024 Opportunity Map — 47 zip codes, ranked.
Portfolio Briefing Request
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